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 About C&T |
 Loan Programs |
 Apply Online Get Approved Today! |
Welcome to C & T Mortgage!At C & T our philosophy is to not only build loans but build relationships, and help guide you through the steps necessary to achieve a successful Real Estate Transaction.
Unlike most Maryland Mortgage Companies, with C & T MD Mortgage you will work with an experienced Loan Officer throughout the entire home loan or MD refinance process.
Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business.
Whether you want to refinance for a lower rate, get a new home loan, home equity loan or second mortgage, our purpose is to satisfy your needs.
C & T is a lender you can trust. Maryland Mortgage LoansWe offer a variety of loan programs that are designed to best meet your needs, and some of the lowest mortgage rates in Baltimore, and all Maryland Counties. Some of our loan programs include Fixed Rate, Adjustable Rate, Balloon, and Reverse Mortgages. We also offer more specialized programs such as First Time Home Buyer, No Point No Fee, Imperfect Credit, and Home Equity Line of Credit loans. Unlike other MD mortgage companies, C & T will dedicate extra time to design a better loan program for you using the most current Smart and Strategic Financing Technology available in the market. Choose the best and call C & T today at 410-821-5310, or toll free at 888-353-1063. Visit our MD Loan Programs page for more details. MD RefinanceOur MD Refinance loans can reduce your monthly payments and interest over your current home loan. Even a small rate cut can pay off quickly! There are ways to save money refinancing. We can help if you would like to stay in the house for 1 year to 30 years. We have specific programs designed to fit your needs. Call C & T and ask to speak to a MD refinance specialist or e-mail us today to see which program will save the most for you. Maryland Mortgage RatesC & T Mortgage offers some of the best mortgage rates in all of Maryland. We research hundreds of lenders to make sure our interest rates are the lowest offered in the market. Currently, rates are still very low, but will not remain low for very long. Call us now at 410-821-5310, or toll free at 888-353-1063 and lock-in a low Maryland mortgage rate for your loan. To view the most current MD interest rates, click here → Maryland Mortgage Rates. Debt ConsolidationOur debt consolidation services can help you rest peacefully at night, by offering you a well rounded suite of solutions, custom tailored to fit your personal financial needs. Our reliable and efficient debt consolidation services will assist you in taking a new step towards becoming debt-free. Contact us today and reduce your monthly payments. First Time Home BuyersWe design our first time buyer loans to make it easier to become a homeowner. There are many programs to choose from depending on your unique situation. Some programs offer low interest rates, easier qualifying or both. Call us and ask to speak with one of our first time buyer specialists to see what fits your needs. Serving Your MD Mortgage Needs Throughout Maryland!C & T Mortgage Corporation offers comprehensive MD mortgage services in Baltimore, Annapolis, Bethesda, Silver Spring, Rockville, Gaithersburg, Chevy Chase, Potomac, Germantown, Columbia, Ellicott City, Frederick, Bowie, Laurel, Upper Marlboro, Towson, Owings Mills, Parkville, Timonium, Lutherville, Cockeysville, Hunt Valley, Parkton, Monkton, Sparks, Dundalk, Middle River, Perry Hall, Nottingham, Catonsville, Bel Air, Abingdon, Aberdeen, Westminster, Glen Burnie, Odenton, Severna Park, Severn, Pasadena, and all Maryland Counties.
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